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FAQ's




Question: What type of items do you accept ?

Response: We lend money on items of value which we refer to as collateral. Collateral can range from gold and diamond jewelry to musical instruments,antiques and collectable's,tools,televisions,computers,video games,cars.boats and trucks..we like to say if you can find it on ebay..we'll loan on it.
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Question: How does the pawn loan work ?

Response: A customer brings an item of value to our pawnshop and our staff evaluates the item which we call a mini appraisal. We establish the used cash value for the item and then offer to loan up to 80% of that value.  If our customer is satisfied with our evaluation and has government issued I.D. the loan is completed in minutes with our customer walking out with cash in hand.
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Question:  How much does it cost to borrow from a pawnshop ?

Response: In Arizona all pawnbroker charges are state regulated.  Every loan is for 90 days and renewable by only paying the finance charge.  The interest rate is 22% for the entire 90 days.  For example a jewelry loan for 500.00 would cost 118.00 for 90 days including service fees.
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Question: Am I obligated to redeem my loan ?

Response:  No,it is a collateral loan, the pawnshop will simply sell your items to recoup their investment,you will never get a bill from the pawnshop and you are under no obligation to redeem your loan
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Question: Why would someone go to a pawnshop for a loan ?

Response: We offer a quick,easy and confidential way to borrow money. We never check you credit and your financial information will never show up on a credit report. We are financial solution that has been used by thousands for hundreds of years.
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Question: My house was robbed is it in pawnshop ?

Response: We cooperate with law enforcement in electronically reporting all transactions directly to them on a daily basis.  Because of our vigilance stolen merchandise in our pawnshops is very rare. You have a much better chance of finding stolen items on ebay then in our stores.  We understand the trauma a burglary victim goes thru and are always happy to help with advice.
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Question: Are there bargains in pawnshops ?

Response:  A pawnshop cannot exist without supplying great bargains on merchandise.  Diamonds and jewelry prices are usually 40% less then in retail stores even with their half off sales.  Other merchandise pricing is comparable to shopping on ebay.
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